| Re: Dont forget your Free Annual Credit Report! |
Subject: Re: Dont forget your Free Annual Credit Report! by CentralCoaster on 2009/1/19 18:37:09 Per wikipedia: "Credit inquiry effects on credit score Using this service does not lower the consumer's credit score, as it counts as a "soft" credit pull. However, "hard" credit pulls made by lenders directly affect the borrower's credit score. For more information see credit history and credit score. Third-party fraud attempts Annualcreditreport.com is the only federally mandated and authorized source for obtaining a free credit report. The Federal Trade Commission cautions consumers to be aware of “imposter” websites that have similar names or are deliberate misspellings of the real name." |
